Outbreak Extra Expense

Your Vaccine for Risk

Concern over potential contagions has soared due to the recent cases of Avian Flu and increasing reports of business closures caused by E. coli, Salmonella, or Legionnaires' disease in the United States. Every business is vulnerable to closure including virtually every policy holder you have. Markel Southwest Underwriters, Inc. (MSU) now has a solution with our new Outbreak Extra Expense Coverage.

Outbreak Extra Expense Coverage is designed to provide businesses with extra expense coverage in the event that their business operations are suspended by a public health official due to a covered contagion originating at or emanating from their operational premises. The new coverage targets MSU’s existing contract and brokerage accounts and will be available to a wide variety of industry groups.

All business is submit. A completed Outbreak Extra Expense Coverage Application is required.
$1,500 Policy MP, $750 Location MP.
Coverage can be packaged or written monoline.
Minimum coverage is $5,000/day for 30 days. Limits can be increased by increments of $2,500.
$50,000/day is the maximum daily limit available.
Terrorism coverage will not be offered at this time.

Have you heard of nay recent E.coli outbreaks? Here is a selected list of prior outbreaks from the website www.about-ecoli.com.

Pathogen	Year	Cases	Source	Location
E. coli O157:H7	2006	8	Daycare	AR
E. coli O157:H7	2006	2	Raw milk	WA
E. coli O157:H7	2006	4	Raw milk	CA
E. coli O157:H7	2006	4	Fair	WI
E. coli O157:H7	2006	204	Spinach	Nationwide, Canada
E. coli O157:H19	2006	73	Restaurant	UT
E. coli O157:H7	2006	8	Restaurant	TN
E. coli O157:H7	2006	5	Unknown	IA
E. coli O157:H7	2006	4	Daycare	NE
E. coli O157:H7	2006	10	Daycare	TN
E. coli O157:H7	2006	2	Unknown	MO
E. coli O157:H7	2006	16	Ground Beef	MN
E. coli O157:H7	2006	8	Lamb	OH
E. coli O157:H7	2006	1	Unknown	MO
E. coli O157:H7	2006	14	Unknown	CA, IA, NY, OH, MI, RI, WI

Source: http://www.about-ecoli.com/page5.htm

For more information, contact your Markel Southwest Underwriters, Inc. contract-appointed producer.